Monthly Programs

Pay for your order over 12 months at 0% APR or up to 36 months at competitive interest rates*

No Pre-Payment Penalties

Pay back the loan in monthly payments and prepay at any time without penalty.

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  • Checking Your Rate Will Not Affect Your Credit Score
  • There’s No Obligation To Purchase When You Prequalify For Financing

*This example payment is based on the listed product price of $1547.00 assuming a 36 month term loan and a 9.99% APR. The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR resulting in, for example, 12 equal monthly payments of $83.33 at 0% APR or 36 equal monthly payments of $31.33 to $42.45 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to application. Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.