SKILL 3 - Learn to Carve

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*Example payments are based on the listed product price(s) assuming a 36-month term loan and 9.99% APR. Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.